FAQ
Who can apply for a mortgage with Swyft Mortgage?
We work with investors, business owners, self-employed individuals, and borrowers with bruised or non-traditional credit profiles.
How fast is Swyft Mortgage’s approval process?
We pride ourselves on fast turnaround times. Most applications receive a decision within 24 to 48 hours, depending on the complexity and completeness of the documentation.
What types of residential properties are eligible?
We finance various residential properties, including single-family homes, condominiums, townhouses, multi-unit residential properties, rooming houses, student rentals, and short-term rental properties.
What types of commercial properties are considered?
Eligible commercial properties include multi-unit commercial buildings, light industrial units, commercial condos, warehouses, self-storage facilities, mobile home parks, and short-term rentals.
I have a unique financial situation. Can I still qualify?
Absolutely. We specialize in alternative lending solutions designed for self-employed borrowers, applicants with bruised credit, or clients with non-traditional income sources.
Can I apply through a mortgage broker?
Yes. Swyft Mortgage is available exclusively through licensed mortgage brokers. If you’re a borrower, we’d be happy to help connect you with a broker in your area.
Why do brokers work with Swyft?
Brokers choose Swyft for our fast approvals, forward-thinking lending approach, and competitive product offerings. We make it easier for brokers to serve their clients with confidence.
How do I get started?
You can get started by contacting us directly or speaking with your licensed mortgage broker. We’re here to guide you every step of the way.